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CPA Santa Barbara CA

Author: Service2Client

Cracking Down on Identity Theft and Dating App Scams, Strengthening Emergency Alerts, Law Enforcement and College Sports

Improving Social Security’s Service to Victims of Identity Theft Act (HR 5345) – The purpose of this legislation is to provide a single point of contact at the Social Security Administration…

Author Service2ClientPosted on November 1, 2026Categories Blog, Congress at Work, Uncategorized

Required Minimum Distribution Tactics

At age 73, investors must begin taking distributions from tax-deferred retirement accounts, even if still working. One exception: many workplace plans let you delay RMDs…

Author Service2ClientPosted on November 1, 2026Categories Blog, Financial Planning, Uncategorized

2026 Tax Brackets, Standard Deductions and More

The tax brackets below apply to income earned during the 2026 calendar year. This is the income you report on the tax return due April 15, 2027 (or Oct. 15 with an extension). These are the final, official figures. The…

Author Service2ClientPosted on November 1, 2026Categories Blog, Tax and Financial News, Uncategorized

7 Grocery Hacks to Lower Your Costs

These days, it seems like prices are going up, especially at the grocery story. In fact, the all-item Consumer Price Index (CPI), a measure of economy-wide inflation, claimed food prices in September 2026 were 2.5 percent…

Author Service2ClientPosted on November 1, 2026Categories Blog, Tip of the Month, Uncategorized

Making the Most of the Q Ratio

Be it an internal or external valuation, there’s a bevy of options to value a business with ratios. Examples include price-to-earnings, price-to-sales or EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization).

Author Service2ClientPosted on November 1, 2026Categories Blog, General Business News, Uncategorized

The Shift to Agentic AI: Why Multi-Step Automation Is Replacing Basic Chatbots (and How to Prepare Your Business)

When a customer asks about a delayed order, a traditional chatbot provides a tracking link or explains the shipping policy. This offers a fast response. However, a human employee still has to log into the inventory management…

Author Service2ClientPosted on November 1, 2026Categories Blog, Uncategorized, What's New in Technology

How to Save Energy This Fall

Temps are dropping, the leaves are turning and you know what that means: Fall is here, which is the best time to prepare your house for the chill that follows. But we all know that keeping warm takes energy and, yes, is costly. Here are…

Author Service2ClientPosted on October 1, 2026Categories Blog, Tip of the Month, Uncategorized

Pre-Election Focus on Russian/Iran Sanctions, AI Utility Bills, Crypto Regulation and Nondiscriminatory FEMA Assistance

Continuing Appropriations and Extensions Act, 2027 (HR 6500) – This appropriations bill was finalized and passed…

Author Service2ClientPosted on October 1, 2026Categories Blog, Congress at Work, Uncategorized

Heirless Estate Planning

The purpose of estate planning is to distribute your assets to heirs in a formal, legal process. If you do not have any heirs to speak of, you might not feel the need to do this. However, your assets will go somewhere, so you may…

Author Service2ClientPosted on October 1, 2026Categories Blog, Financial Planning, Uncategorized

Valuation Reserve Requirements

According to FitchRatings, over the past 12 months ending August 2026, there were 109 defaults by 89 entities, compared to the same period ending July 2026 where 83 entities saw 105 defaults. With businesses (especially life insurers) exposed to asset…

Author Service2ClientPosted on October 1, 2026Categories Blog, General Business News, Uncategorized

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